About us

Vida Bank provides competitive savings products through Vida Savings and specialist mortgage solutions through Vida Homeloans.

Our mortgage business supports Buy to Let (BTL) and residential borrowers (ROO) who find themselves underserved elsewhere. Our mortgage customers range from Buy to Let investors, to the self-employed and customers with multiple jobs.

Our savings proposition is delivered online via our website, and is focussed on providing savers with fair, transparent and competitive rates. Our typical customers are active savers, who tend to look beyond their current account provider for savings accounts.

Our business model and strategy are underpinned by our core purpose to ‘Help More People Find a Place to call Home’.

We are here to help the under-served, especially those with more nuanced personal circumstances or borrowing needs who are not able to access a mortgage from a mainstream mortgage lender. Working exclusively with intermediary partners, we combine cutting-edge technology with skilled and caring underwriting expertise to solve complex customer problems.

As a fully regulated UK based bank with ambitious growth aspirations, we recognise the importance of having a clearly articulated culture strategy and the need to actively manage how it embeds in the business together with the behaviours which exemplify it.

As a recognised Best Companies Top 100 mid-sized company to work for in the UK and a finalist at the Financial Reporter Women’s Recognition Awards, we take pride in our diverse workforce, championing both ethic and gender diversity through our EDI commitments.

Having met the target set by being a member of the HM Treasury Women in Finance Charter we have 50% of senior management roles filled by women.

With offices in London, Newcastle and Skipton, we bring our teams together regularly to collaborate and empower our colleagues to have more choice around when and where they work on the days they are not in the office, with colleagues working remotely in various locations across the UK.

Our Culture

We are proud to have built a culture founded on an ethos of caring, and that sits at the heart of our Vida Values, driving the way we run our business, support our customers and other stakeholders on a daily basis.

We genuinely care about delivering the right outcomes for all our stakeholders who we consider through the cultural framework as our customers, colleagues, company and communities that we operate in.

By Joining Vida you will have a sense of belonging in what is a diverse and collaborative environment, where you will be empowered to take responsibility for driving delivery.

We embrace a diversity of backgrounds and experiences in our people, in the deeply held belief that better outcomes are achieved for customers when our colleagues are better placed to empathise with and understand their unique circumstances. From application to interview, we place inclusion at the heart of all we do.

Role Overview:

The Finance Business Partner – Costs and Finance Transformation is a key role partnering all areas of the business in preparing financial forecasts of operating costs, reporting on performance against set targets, challenging spend, and providing insightful financial analysis for the cost line owners of the business.

The role will also support in the design and implementation of finance transformation initiatives, aligning with broader business goals to improve efficiency, agility, and value delivery across the function.

Key Responsibilities:

• Ownership of monthly and forward-looking analysis of the growing cost base c. £45m in 2026

• Ownership of the monthly and annual forecast process, this includes the following:

-Taking a lead in analysing the monthly cost base and coordinating cost review discussions with company Directors. Supporting the Director with those discussions.

-Analysis of the cost base to identify and recommend potential savings for discussions

-Liaise with business units on expected spend and challenge where necessary. Escalate requests for spend where necessary to Director.

-Owning overall submission of the entire cost base into the forecast/budget, ensuring data integrity, robust version control, and single version of the truth.

• Undertaking performance and productivity reviews, including but not exclusive to, the following:

-Costs of originating new products – liaise with Business Partner team to ensure costs are captured.

-Cost of investment in change expenditure. This includes business case appraisal, challenge, and assessment of financial returns to ensure optimal value return on each investment.

-Fixed/ variable cost analysis, including sensitivity analysis and scenario modelling.

Finance Transformation

• Identify opportunities to streamline financial processes through automation, standardization, and adoption of new technologies

• Support the roll-out of Artificial Intelligence by exploring the capabilities of CoPilot, AI Agentic, and other AI solutions, and applying these to activities undertaken within the team

• Support the drive to migrate onto a single data warehouse, with clearly defined single data sources, robust and logical data structures.

• Develop PowerBI skills to such a level that enables build, configuration and adaptation of PowerBI reporting functionality across Finance and Treasury.

• Participate in market research activities to explore alternative platforms and technologies available to Finance and Treasury banking teams and support the assessment and recommendation of such alternatives to the senior leadership team.

• Collaborate with Finance teams and senior stakeholders to support successful adoption of new systems and ways of working.

Requirements:

• Experience of management accounts preparation.

• Advanced Excel skills.

• Working towards or have an accounting qualification (ACA/ACCA/CIMA).

• Communicates in a constructive, friendly and positive manner that demonstrates respect.

• Collaborates across the organisation by communicating regularly and consistently to peers.

• A high level of determination, willingness and flexibility to deliver to a high standard against tight deadlines.

• Strong analytical skills.

• Be able to present financial data to a high standard in a clear and concise format.

• Attention to detail.

• A desire to learn and self-develop.
  

Our Values

Our values are well established and recognised throughout our organisation. They provide a frame of reference for the behaviours expected from our colleagues every day.

We find ways to break old conventions, especially those which cause exclusion or customer harm. We look for these qualities when hiring new talent into the organisation, and they underpin our approach to personal development and performance management for all our people. At the heart of this is the fact we care about our Customers, Our Colleagues and our Communities. We are:

Visionary - We innovate and break old habits, thinking big and pushing boundaries together as one team

Inclusive - We value each other’s differences and work to see people for who they really are

Dynamic - We are flexible and fast, cutting through complexity and never accepting second best

Authentic - We are honest and genuine, what you see is what you get

Benefits

We offer a comprehensive benefits package to support our employees’ professional and personal needs. Further details can be provided upon application.