About us

Vida Bank provides competitive savings products through Vida Savings and specialist mortgage solutions through Vida Homeloans.

Our mortgage business supports Buy to Let (BTL) and residential borrowers (ROO) who find themselves underserved elsewhere. Our mortgage customers range from Buy to Let investors, to the self-employed and customers with multiple jobs.

Our savings proposition is delivered online via our website, and is focussed on providing savers with fair, transparent and competitive rates. Our typical customers are active savers, who tend to look beyond their current account provider for savings accounts.

Our business model and strategy are underpinned by our core purpose to ‘Help More People Find a Place to call Home’.

We are here to help the under-served, especially those with more nuanced personal circumstances or borrowing needs who are not able to access a mortgage from a mainstream mortgage lender. Working exclusively with intermediary partners, we combine cutting-edge technology with skilled and caring underwriting expertise to solve complex customer problems.

As a fully regulated UK based bank with ambitious growth aspirations, we recognise the importance of having a clearly articulated culture strategy and the need to actively manage how it embeds in the business together with the behaviours which exemplify it.

As a recognised Best Companies Top 100 mid-sized company to work for in the UK and a finalist at the Financial Reporter Women’s Recognition Awards, we take pride in our diverse workforce, championing both ethic and gender diversity through our EDI commitments.

Having met the target set by being a member of the HM Treasury Women in Finance Charter we have 50% of senior management roles filled by women.

With offices in London, Newcastle and Skipton, we bring our teams together regularly to collaborate and empower our colleagues to have more choice around when and where they work on the days they are not in the office, with colleagues working remotely in various locations across the UK.

Our Culture

We are proud to have built a culture founded on an ethos of caring, and that sits at the heart of our Vida Values, driving the way we run our business, support our customers and other stakeholders on a daily basis.

We genuinely care about delivering the right outcomes for all our stakeholders who we consider through the cultural framework as our customers, colleagues, company and communities that we operate in.

By Joining Vida you will have a sense of belonging in what is a diverse and collaborative environment, where you will be empowered to take responsibility for driving delivery.

We embrace a diversity of backgrounds and experiences in our people, in the deeply held belief that better outcomes are achieved for customers when our colleagues are better placed to empathise with and understand their unique circumstances. From application to interview, we place inclusion at the heart of all we do.

Role Overview:

The postholder will report to the Deputy Treasurer and be responsible for executing daily dealing activities across money markets, investments, and funding to support the Vida’s liquidity, risk management, and financial performance. The role ensures efficient cash management, optimal deployment of surplus liquidity, and accurate execution of interest rate strategy in line with Treasury policies and market conditions and in adherence to risk limits.

Key Responsibilities:

1. Dealing & Execution

• Execute transactions in authorised Treasury instruments within approved limits.

• Ensure best execution practices and adherence to approved risk limits, policy and mandates.

2. Liquidity & Cash Management

• Monitor daily cash positions and liquidity requirements and propose actions to optimise short-term cash.

• Ensure adequate liquidity buffers are maintained in line with policy and regulatory requirements.

• Support management of intraday cash positions and collateral.

3. Portfolio & Investment Management

• Assist with managing the investment portfolio (e.g., Gilts, T‑Bills, MMFs, other High‑Quality Liquid Assets).

• Perform trade analytics, performance checks, and risk-return assessments.

• Maintain accurate records of trades and positions.

4. Interest Rate Risk Support

• Working with Balance Sheet Management to understand the structural balance sheet risks.

• Monitor Vida’s balance sheet and market positions to understand the interest rate risks.

• Provide internal pricing to other commercial functions within Vida.

• Execution of transactions to hedge or optimise interest rate risk.

5. Market & Risk Monitoring

• Monitor market conditions, interest rate movements, economic indicators, and credit developments.

• Identify risks and emerging issues in markets or counterparty exposures.

• Operate within market, credit, and operational risk limits; escalate breaches immediately.

6. Reporting & Controls

• Prepare Front Office dealing reports, P&L summaries, and dashboards.

• Ensure timely and accurate trade capture in Treasury systems.

• Support end-of-day processes.

• Adhere to segregation of duties and strong governance standards.

6. Stakeholder Engagement

• Liaise with banks, brokers, and dealing counterparties to maintain strong market relationships.

• Work collaboratively with Balance Sheet Management, Treasury Operations, Secured Funding, Risk, Commercial and Finance.

• Present market intelligence and dealing insights to senior stakeholders.

Requirements:

• Experience in a Treasury Front Office, Corporate Treasury, or Banking environment.

• Strong understanding of money markets, interest rate products, and liquidity management.

• Proficiency with Treasury Management Systems and market data platforms (e.g. Bloomberg, Quantum).

• Analytical mindset with strong numerical ability.

• Ability to work accurately in a fast‑paced, time‑critical environment.

• Commercial awareness in mortgage and savings products.

• Strong communication and relationship‑building skills.

• Strong stakeholder‑management skills.
  

Our Values

Our values are well established and recognised throughout our organisation. They provide a frame of reference for the behaviours expected from our colleagues every day.

We find ways to break old conventions, especially those which cause exclusion or customer harm. We look for these qualities when hiring new talent into the organisation, and they underpin our approach to personal development and performance management for all our people. At the heart of this is the fact we care about our Customers, Our Colleagues and our Communities. We are:

Visionary - We innovate and break old habits, thinking big and pushing boundaries together as one team

Inclusive - We value each other’s differences and work to see people for who they really are

Dynamic - We are flexible and fast, cutting through complexity and never accepting second best

Authentic - We are honest and genuine, what you see is what you get

Benefits

We offer a comprehensive benefits package to support our employees’ professional and personal needs. Further details can be provided upon application.